by admin | Dec 18, 2025 | Mortgages
As we move towards 2026, many homeowners and buyers are asking the same question: are things finally getting easier? After several turbulent years of rising interest rates and affordability pressures, the outlook for mortgages and homeownership is beginning to...
by admin | Oct 18, 2025 | Mortgages
Buying your first home can feel daunting, especially with rising property prices and ever-changing government support. Since the closure of the original Help to Buy: Equity Loan scheme, many first-time buyers are left wondering what help still exists in 2025. The good...
by admin | Sep 15, 2025 | Financial Planning, Mortgages
For many people in the UK, their home is their most valuable asset. Over time, as you pay off your mortgage and property values rise, you build equity—the difference between what your home is worth and what you still owe. But equity isn’t just a number on paper; it’s...
by admin | Aug 15, 2025 | Mortgages
Is It Possible to Remortgage with Bad Credit? The short answer is yes — in many cases, it is still possible to remortgage with bad credit, but your options may be more limited and the process will often require extra preparation. Mainstream high-street banks typically...
by admin | Jul 24, 2025 | Financial Planning, Mortgages
Minimum Payments: The Debt Trap Hiding in Plain Sight When you’re juggling multiple credit cards, it’s tempting to stick with the minimum payments. After all, it keeps the creditors happy… for now. But what many people don’t realise is that minimum payments are...
by admin | Jul 7, 2025 | Investments, Mortgages
Buying a new build can seem enticing—modern design, low maintenance and energy-efficient features. But is it truly a good investment? This article examines the key considerations to help you decide whether a new build is the right choice for your property portfolio or...
