by admin | Sep 9, 2026 | Financial Planning
An inheritance can change your finances overnight. Feeling ready to make decisions about it often takes much longer. The money may bring relief, opportunity or a sense of responsibility. It can also arrive while you are grieving, sorting through family paperwork or...
by admin | Aug 31, 2026 | Financial Planning, Pensions
For many years, pensions have occupied a slightly unusual place in estate planning. While a home, savings and investments are normally counted when working out the value of an estate, many unused pension funds have been able to pass to beneficiaries outside it. That...
by admin | Aug 27, 2026 | Life Assurance
Life insurance is often arranged at one important moment: buying a first home, getting married or welcoming a child. The policy documents are then filed away, the monthly payment quietly leaves the bank account and life carries on. But life rarely stays as it was on...
by admin | Aug 18, 2026 | Mortgages
The word “portable” sounds reassuring. It can give the impression that, when you move home, your mortgage simply travels with you. In practice, mortgage porting is not quite that simple. A portable mortgage may allow you to keep the interest rate and product terms...
by admin | Aug 7, 2026 | Mortgages
There is no birthday at which getting a mortgage suddenly becomes impossible. People buy homes, move, remortgage or reorganise their borrowing for all sorts of reasons in their 50s and 60s. Some are still working and expect to do so for several years. Others already...
