by admin | Jul 24, 2025 | Financial Planning, Mortgages
Minimum Payments: The Debt Trap Hiding in Plain Sight When you’re juggling multiple credit cards, it’s tempting to stick with the minimum payments. After all, it keeps the creditors happy… for now. But what many people don’t realise is that minimum payments are...
by admin | Jun 27, 2025 | Financial Planning, Investments, Pensions
Managing debt can be a heavy burden—especially when it’s spread across multiple sources like credit cards, personal loans, or car finance. If you’re over 55 and have access to a pension pot, you may be wondering whether using it to clear your debts is a smart move....
by admin | Apr 28, 2025 | Financial Planning, Investments, Latest News
When it comes to managing your money, political decisions might not be the first thing you think about—but they can have a surprisingly direct impact on your finances. From taxes and wages to the cost of living and public services, the party in power can shape...
by admin | Mar 29, 2025 | Financial Planning, Life Assurance
Life is unpredictable, but one thing you can control is how well your loved ones are protected when you’re no longer around. Life insurance is a crucial tool in financial planning, providing security and peace of mind for your family. But with different policies...
by admin | Mar 19, 2025 | Financial Planning, Investments
Money is more than just numbers in a bank account. It’s tied to our sense of security, self-worth, and future aspirations. When financial worries take over, they don’t just affect our bank balance—they seep into our relationships, mental health, and even our physical...
by admin | Feb 26, 2025 | Financial Planning
Tips for Protecting and Growing Your Money Inflation erodes the purchasing power of your money, making it harder to save and invest effectively. With the cost of living rising, it’s more important than ever to take steps to protect and grow your savings. Without a...